Before applying for loan check out very carefully what your own funds are, because the less you borrow, the less you’ll have to repay.

Here are the main terms, the meanings of which you should know before take a loan:

- “U.S. Co-Signer Required” - it means that it is required for international student to find co-signer who is US citizen with good credit history and stable work.

– “Funds Paid Directly to You “– this term means that money of the loan will be paid directly to you, not to the educational establishment. That’s why you should be very careful with expenses; don’t spend money for unnecessary things.

–“Repayment” – the returning of borrowed money can be delayed till the graduation and also for six month after graduation, then you have 20 years to return your loan.

– “Proof of Finances” – the permission for the loan can be a proof for school and visa department of your financial solvency. This permission also can be used for the campus authority.

–“Interest Rates” - are based on the LIBOR with margin. LIBOR is London Inter Bank Offered Rate. These rates are change every month, so they are not fixed.

–“Online Application” – it means that you can ask for the loan through the Internet or by phone and get fast reply on your request.

– “No Application fees” – means that there are no fees for the application, so there are no additional payments.

Every year the quantity of international students who would like to study in the USA increases significantly. But most of these students are graduates and postgraduates. The amount of undergraduates is only 1%.  Among all international students which come to American colleges and universities only 2,7% of them  come t get bachelor degree, 11,4%c are graduates and 33% are postgraduate student s who are going to get Doctoral degree in mathematics, physics or engineering.

In most cases universities and colleges are sponsors for international students who come to the USA University. Government structures reduce the financing of exchange programs. That’s why near 80% of students finance their education abroad by their own funds.

Countries which sent to the USA the biggest quantity of their students are chine, Japan, Korea, India, Taiwan and many others.

The most popular programs among foreign students are business and engineering.

- based on previous courses from the same or near field

- additional courses which give knowledge from other fields.

These programs presuppose that student should already have a degree, because such programs are based upon previous courses connected with chosen subject. But student without degree also have the possibility to take part in such postgraduate program if he takes part in this course at the university.

German certificate received after completion of post-secondary education is equal to Master’s Degree in the USA. For this degree it is necessary to pass successfully one of three comprehensive exams after 5 or 6 years of studies.

There are following Master’s degrees courses in Germany:

Master of Arts, M.A

Master of Science, M.Sc

Master of Engineering, M.Eng.

Master of Laws, L.L.M

Master of Fine Arts M.F.A. or Master of Music, M.Mus.

Internship programs are divided into two groups: general internship and educational internship.

You may have the internship in the following aspects: Marketing, Languages, Mass Media, Fashion, Management, Law, and Business Administration, Public relationships, Logistics, Telecommunications, Finance, Politics etc. In order to receive the possibility to have internship in above mentioned areas student should have graduate degree or several years of working experience in chosen area.

Internship programs are represented by skilled training internships, like for technicians, engineers, businessmen, farmers and related occupation internships like for secretaries and office workers who speak German fluently. It is also possible to receive an internship abroad for individuals who have a desire to receive master’s degree in business.

It is distinguished two kinds of German systems of education:

1. System of general education

2. System of vocational education.

First system has three stages: lower secondary school, secondary school and upper secondary school. Higher education in Germany is represented by universities and colleges. Also there are many universities with certain specializations, like technical ones, arts universities, theological universities etc.

The period of studies can be from 6 years till 8 years, certificates received after studies depend upon chosen subjects and results of studies.

As for second system of education, it is very popular in Germany and many students choose it. This system gives students the possibility to have practice at the companies and enterprises. So, in addition to studies that can use their knowledge in practice.

German system of education is also represented by state and public institutions which are called “Adult education”.

In general, whole system of education in Germany is under governmental control.

In recent times German educational establishments attract more and more students and during last two decade the number of foreign students increased twice.

The experience of interning in Australia affords an understanding of a country which is rich in culture and cannot be gained through study alone or travel. Australian Internship programs are widely classified into Education and General Sectors. The main options in General category are Freight Forwarding, Interpretation or Translation, Marketing, Insurance, Hospitality, Media or Broadcasting Trade Company, Fashion, Business Administration, Finance, Logistics, Film Production, Telecommunication, Event Management, Technology, Hairdressing and Winery Company.

In Education sector the main option are Teaching, which is aimed to provide trainee teachers and qualified teachers from abroad with the opportunity to get important knowledge of the Australian Education System. These internships let teachers to evolve their teaching talents with rich English vocabulary knowledge. Teaching internships allow candidates learn various teaching aspects.

You should know that proof of common past educational qualifications is demanded by the course and the corresponding educational university / institute where the student is ambitious to follow the study program.

It is also very important to have good passport of the student.

Take into account the next fact: proof of admission for a study program is given by the corresponding educational Organization/University in the country.

Those students, who appeal for the Chinese Government’s Scholarships, commonly need to accept their applications to their countries’ governments in right of sending students to study in foreign country, or to the Chinese consulate or embassy within their country. Detailed information you can find on the Chinese website of Scholarship Council.

You may send a recommendation letter from the past educational Institution, if it is required.

If you are looking for more details, you can approach the Chinese Embassy Mission in your country.

Among these industries are Finance, IT, Hospitality, Telecommunications, Real Estate Sports Marketing, Education and Training, Consultancy, Public Relations, Legal Affairs and Customer Care. Interesting internship chances in International and Chinese Companies in China are acceptable in fields such as professional Chinese language instruction, business and social networking events, sightseeing and travel opportunities, spacious opportunities for business and cultural exchange and many others. Job directed internships such as Art/Fine Arts, Accounting, Management, Business Administration, Computer Science, Communications, Counseling in health and other fields, Finance Hotel/Restaurant/Hospitality, Education, Human Resources, English as a Second Language, Information Systems, Law, Advertisement, Marketing, International Relations, English language teaching skills and Government internships and others are open for interns.